BUSINESS INSURANCE
From accountants to tour guides, farmers to fleet managers — every business faces its own risks. At Soteria, we tailor insurance solutions that protect your people, your property, and your purpose. Whether it’s fire, theft, accidents, or interruptions, we help you shield what matters most. Our coverage spans industries and scales, from small offices to expansive operations. Let’s find the right protection for your journey.
Every strong building begins with a solid base. These featured sections are your policy's foundation - at least one must be in place before we can build further...
Fire/Buildings combined
Core protection against fire damage to your premises and assets and can include more such as water & weather perils, earthquake, malicious damage and impact
Office Contents
Business All Risks
Electronic Equipment
Protects the essential items that keep your business running - from desks & chairs to printers & decor. This cover ensures your workspace assets are safeguarded, whether you're in a formal office or a home-based setup.
Covers portable business items that travel beyond your office - from mobile phones to tools and promotional equipment. Whether you're on the road, at a client site, or working remotely, this cover protects your assets against loss or accidental damage anywhere in Namibia and beyond.
Provides specialized cover for your business electronics - including computers, printers, servers, and point-of-sale systems. This section may protect against sudden damage, theft, and power surges, whether the equipment is at your premises or temporarily off-site
Once the foundation is set, the bricks of protection are yours to place. Add optional sections to shape a cover that fits your business - piece by piece... Below are some of the most commonly chosen, more are available.
Theft: Covers loss or damage due to burglary or theft, under certain circumstances
Money: Protects cash on premises, in transit, or temporarily stored
Glass: Covers breakage of fixed glass, mirrors, and display windows
Goods in Transit: Insures items being transported locally or regionally
Fidelity Guarantee: Protects against employee dishonesty or fraud
Public Liability: Covers legal liability for injury or property damage to third parties
Employer's Liability: Protects against claims from employees for work-related injuries
Accidental Damage: Broad cover for sudden, unforeseen physical loss or damage
Machinery Breakdown: Covers mechanical or electrical failure of insured machinery
Business Interruption: Compensates for loss of income due to insured events
Vehicle Insurance: For company or private cars, delivery vans, or fleet vehicles and more
With the foundation strong and bricks in place, it's time to raise the roof - with cover designed for specific industries or sectors. Here are some industry-specific policies with specialized cover unique to their field, so you're not just insured - you're understood...
Guesthouse
and
B&B's
Tourism
&
Leisure
Educational
Institutions
Churches
&
Religious
Organizations
Farming
&
Agriculture
